Every year on April 7th, we observe National Pet Health Insurance Day—a day dedicated to raising awareness about the importance of insuring our furry family members. Just like humans, pets can face unexpected health issues, and veterinary care can become costly. One of the best ways to ensure your pet gets the care they need without financial strain is by enrolling them in pet health insurance—especially when they are puppies or kittens.
Why Get Pet Insurance Early?
Many pet parents wait until their pets are older or develop health concerns before considering insurance. However, enrolling in a policy when your pet is young offers several advantages:
1. Coverage Before Pre-Existing Conditions Develop
Most pet insurance plans do not cover pre-existing conditions, which means if your pet develops an illness or injury before getting insured, it won’t be covered. By enrolling early, you ensure coverage before any issues arise.
2. Lower Premiums
Insurance rates are often more affordable for younger pets since they are less likely to have health concerns. Locking in a plan early can save you money in the long run.
3. Accidents Happen
Puppies and kittens are naturally curious and can easily get into trouble—whether it’s eating something they shouldn’t or taking a tumble during play. Insurance helps cover emergency visits and treatments when accidents happen.
Choosing the Right Pet Insurance Plan. 
When selecting pet insurance, consider the following:
What’s covered? Most plans cover accidents and illnesses, but what about hereditary conditions?
Comprehensive Preventive Care- Some pet insurance plans offer wellness add-ons that cover routine vet visits, vaccinations, and preventive treatments. This keeps your pet on track for a healthy life.
Reimbursement & Deductible- Choose a reimbursement rate and deductible that fit your budget and needs.
Waiting Periods- Understand how soon your pet will be covered after enrollment.
Peace of Mind for Pet Parents
Having pet insurance means you never have to choose between your pet’s health and financial hardship. It allows you to focus on what matters most—giving your pet a happy and healthy life.
This National Pet Health Insurance Day, take a moment to research and enroll in a policy that will protect your pet for years to come. Give us a call and we’ll email some insurance shopping resources. It is an investment in their health and happiness, and your peace of mind!